Lendingkart Business Loan
Documents Required for Lendingkart Business Loan
Let’s look into the eligibilities and required Documentation to make your application process even smoother:
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letter head
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
Note : Lendingkart Business Loan may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.
Some Important Points
- Company-MOA, AOA, COI , PAN Card
- Partnership Firm/LLP- Partnership Deed & PAN Card
- Proprietorship Firm- PAN Card, Adhaar Card, Passport size photo
- KYC means Adhaar Card, PAN Card, Passport Size Photo
- Company : Directors
- Partnership firm/LLP : Partners
- Proprietorship Firm : Spouse of Proprietor
About Lendingkart Business Loan
LENDINGKART Finance Limited (formerly Aadri Infin Limited) is a non-deposit-taking NBFC in India that provides SME lending. The Company wants to make small business lending accessible to everyone. LENDINGKART Finance Limited, unlike banks and other non-banking financial firms, does not evaluate a client's old records (past financial statements and income tax returns) to determine credit risk. The NBFC, on the other hand, follows up on a client's current year's cash flows and business expansion.
Save Your Time with a Simple Loan Process
Visit Our Website
For the first step, you will have to visit our website to explore the loan options that fit your needs.
Select and Apply
Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Financial Freedom!
Once your application is approved based on your eligibility, you will receive your loan amount shortly.
Let us take an example, How EMI is being calculated
Year | Principal (A) |
Interest (B) |
Total Payment (A + B) |
Balance | Loan Paid To Date |
---|---|---|---|---|---|
2022 | ₹ 37,853 | ₹ 41,667 | ₹ 79,520 | ₹ 19,62,147 | 1.89% |
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Dec | ₹ 37,853 | ₹ 41,667 | ₹ 79,520 | ₹ 19,62,147 | 1.89% |
2023 | ₹ 5,20,700 | ₹ 4,33,536 | ₹ 9,54,236 | ₹ 14,41,447 | 27.93% |
Jan | ₹ 38,642 | ₹ 40,878 | ₹ 79,520 | ₹ 19,23,505 | 3.82% |
Feb | ₹ 39,447 | ₹ 40,073 | ₹ 79,520 | ₹ 18,84,059 | 5.80% |
Mar | ₹ 40,268 | ₹ 39,251 | ₹ 79,520 | ₹ 18,43,790 | 7.81% |
Apr | ₹ 41,107 | ₹ 38,412 | ₹ 79,520 | ₹ 18,02,683 | 9.87% |
May | ₹ 41,964 | ₹ 37,556 | ₹ 79,520 | ₹ 17,60,719 | 11.96% |
Jun | ₹ 42,838 | ₹ 36,682 | ₹ 79,520 | ₹ 17,17,881 | 14.11% |
Jul | ₹ 43,730 | ₹ 35,789 | ₹ 79,520 | ₹ 16,74,151 | 16.29% |
Aug | ₹ 44,642 | ₹ 34,878 | ₹ 79,520 | ₹ 16,29,509 | 18.52% |
Sep | ₹ 45,572 | ₹ 33,948 | ₹ 79,520 | ₹ 15,83,938 | 20.80% |
Oct | ₹ 46,521 | ₹ 32,999 | ₹ 79,520 | ₹ 15,37,417 | 23.13% |
Nov | ₹ 47,490 | ₹ 32,030 | ₹ 79,520 | ₹ 14,89,927 | 25.50% |
Dec | ₹ 48,480 | ₹ 31,040 | ₹ 79,520 | ₹ 14,41,447 | 27.93% |
2024 | ₹ 6,66,877 | ₹ 2,87,359 | ₹ 9,54,236 | ₹ 7,74,570 | 61.27% |
Jan | ₹ 49,490 | ₹ 30,030 | ₹ 79,520 | ₹ 13,91,958 | 30.40% |
Feb | ₹ 50,521 | ₹ 28,999 | ₹ 79,520 | ₹ 13,41,437 | 32.93% |
Mar | ₹ 51,573 | ₹ 27,947 | ₹ 79,520 | ₹ 12,89,864 | 35.51% |
Apr | ₹ 52,647 | ₹ 26,872 | ₹ 79,520 | ₹ 12,37,217 | 38.14% |
May | ₹ 53,744 | ₹ 25,775 | ₹ 79,520 | ₹ 11,83,472 | 40.83% |
Jun | ₹ 54,864 | ₹ 24,656 | ₹ 79,520 | ₹ 11,28,608 | 43.57% |
Jul | ₹ 56,007 | ₹ 23,513 | ₹ 79,520 | ₹ 10,72,601 | 46.37% |
Aug | ₹ 57,174 | ₹ 22,346 | ₹ 79,520 | ₹ 10,15,428 | 49.23% |
Sep | ₹ 58,365 | ₹ 21,155 | ₹ 79,520 | ₹ 9,57,063 | 52.15% |
Oct | ₹ 59,581 | ₹ 19,939 | ₹ 79,520 | ₹ 8,97,482 | 55.13% |
Nov | ₹ 60,822 | ₹ 18,698 | ₹ 79,520 | ₹ 8,36,660 | 58.17% |
Dec | ₹ 62,089 | ₹ 17,430 | ₹ 79,520 | ₹ 7,74,570 | 61.27% |
2025 | ₹ 7,74,570 | ₹ 1,00,146 | ₹ 8,74,716 | ₹ 0 | 100.00% |
Jan | ₹ 63,383 | ₹ 16,137 | ₹ 79,520 | ₹ 7,11,188 | 64.44% |
Feb | ₹ 64,703 | ₹ 14,816 | ₹ 79,520 | ₹ 6,46,484 | 67.68% |
Mar | ₹ 66,051 | ₹ 13,468 | ₹ 79,520 | ₹ 5,80,433 | 70.98% |
Apr | ₹ 67,427 | ₹ 12,092 | ₹ 79,520 | ₹ 5,13,006 | 74.35% |
May | ₹ 68,832 | ₹ 10,688 | ₹ 79,520 | ₹ 4,44,174 | 77.79% |
Jun | ₹ 70,266 | ₹ 9,254 | ₹ 79,520 | ₹ 3,73,908 | 81.30% |
Jul | ₹ 71,730 | ₹ 7,790 | ₹ 79,520 | ₹ 3,02,178 | 84.89% |
Aug | ₹ 73,224 | ₹ 6,295 | ₹ 79,520 | ₹ 2,28,954 | 88.55% |
Sep | ₹ 74,750 | ₹ 4,770 | ₹ 79,520 | ₹ 1,54,204 | 92.29% |
Oct | ₹ 76,307 | ₹ 3,213 | ₹ 79,520 | ₹ 77,897 | 96.11% |
Nov | ₹ 77,897 | ₹ 1,623 | ₹ 79,520 | ₹ 0 | 100.00% |